All-in-One Financial Planning & Accounting
Fixed-price packages with online booking for individuals, startups, and established businesses.
About Our Firm
We are an independent, fiduciary-minded team delivering transparent, fixed-fee planning and accounting with secure technology, timely communication, and measurable results for individuals and businesses.
Comprehensive Financial Planning Overview
See how our integrated approach connects goals, cash flow, taxes, investments, and protection into one actionable, measurable plan.
Goal Setting Framework
We translate ambitions into specific, time-bound financial targets using a structured framework that prioritizes feasibility and impact. Each goal is linked to funding sources, milestones, and owners, with measurable KPIs, risk considerations, and decision checkpoints that allow course corrections as life events unfold and market conditions evolve.
Risk Profiling Methodology
Our risk assessment blends tolerance, capacity, and need using questionnaires, cash flow stress testing, and drawdown analyses. We examine time horizon mismatches, liquidity requirements, and behavioral patterns, then validate results through scenario modeling that illustrates volatility trade-offs, probability ranges, and the likely experiences behind different portfolio constructions.
Cash Flow Mapping
We map inflows and outflows by categorizing fixed, variable, and non-discretionary expenses across monthly and annual cycles. The analysis highlights seasonality, savings gaps, and debt service, enabling automated transfers, sinking funds for irregular costs, and a clear surplus allocation plan aligned with prioritized goals and emergency liquidity thresholds.
Personal Tax Services
Streamlined preparation, filing, and support that maximizes after-tax outcomes while minimizing hassle and uncertainty.
Business Accounting Solutions
Consistent, accurate books that support decisions, compliance, and lender confidence without disrupting daily operations.
Monthly Bookkeeping Cadence
We post entries weekly, reconcile bank and credit accounts, record payroll, and categorize expenses using standardized charts and approval workflows. Month-end closes include accruals, depreciation, and prepaids, producing reconciled trial balances, open items lists, and variance explanations that keep management and tax reporting aligned and audit-ready throughout the year.
Accounts Payable and Receivable Controls
We implement invoice intake rules, three-way matching, and authorization thresholds to prevent duplicate or fraudulent payments. For receivables, we standardize billing cycles, apply cash promptly, monitor aging, and automate reminders, reducing DSO while maintaining customer goodwill through clear terms, consistent follow-up, and practical dispute resolution procedures.
Management Reporting Dashboards
Interactive dashboards consolidate revenue trends, gross margin, operating expenses, cash runway, and covenant indicators. We define driver-based metrics, customize cohort or product views, and add benchmarks, enabling timely decisions on pricing, hiring, marketing spend, and inventory. Reports deliver narrative insights, not just numbers, supporting actionable strategy discussions.
Fixed-Price Packages
Transparent deliverables and predictable fees tailored to individuals, startups, and growing enterprises.
Individual Essential Plan
This package includes a comprehensive financial baseline, a customized budget, emergency fund sizing, insurance review, retirement target modeling, and tax optimization recommendations. You receive a written plan, a prioritized 90-day action list, and a follow-up review meeting to adjust for new information or unexpected changes.
Startup Growth Plan
Built for new ventures, the plan covers entity selection guidance, bookkeeping setup, payroll onboarding, sales tax nexus review, startup cost capitalization, and founder compensation structure. Monthly checkpoints track unit economics, cash runway, and break-even milestones, ensuring accounting supports product launches, fundraising, and early scale decisions.
Enterprise Compliance Bundle
For complex organizations, we deliver multi-entity consolidations, standardized close procedures, audit-ready schedules, and statutory filing calendars. The bundle includes document retention policies, control testing support, and coordination with external auditors, minimizing surprises and aligning finance processes with governance, lender requirements, and executive reporting expectations.
Online Booking and Onboarding
Schedule instantly, share documents securely, and get started without email back-and-forth.
Investment and Retirement Planning
Evidence-based strategies that balance growth, risk, and tax efficiency across life stages.
Learn MorePayroll and Compliance
Reliable payroll operations that satisfy employees and regulators with minimal friction.
CFO Advisory and Forecasting
Hands-on guidance for budgets, metrics, and cash decisions that move the business forward.
Budgeting and Forecast Models
We build driver-based budgets that link revenue, staffing, and cost assumptions to 12–24 month rolling forecasts. Models include hiring plans, seasonality, and capital expenditures, producing sensitivity-ready outputs that guide spending priorities, financing needs, and profitability targets under realistic operating constraints and growth scenarios.
KPI Selection and Monitoring
We identify KPIs that truly predict outcomes, from CAC payback and gross margin to utilization, churn, and inventory turns. Dashboards highlight threshold breaches, cohort trends, and variance explanations, enabling weekly operating reviews that correct course early, sustain momentum, and align teams around measurable, accountable performance goals.
Scenario Planning and Sensitivity Analysis
Our what-if models test pricing, conversion, retention, cost inflation, and hiring pace, highlighting break-even points and covenant headroom. We quantify cash runway impacts, evaluate contingency actions, and pre-approve triggers, giving leadership confidence to respond decisively when conditions shift rather than react defensively after problems materialize.
Comprehensive Individual Financial Plan
A complete plan covering goals, cash flow, debt strategy, insurance review, investment blueprint, retirement modeling, and multi-year tax projections. Includes a 60–90 minute review, an action roadmap, and 90 days of follow-up adjustments to keep implementation on track.
,350 fixed fee
Monthly Business Accounting
End-to-end bookkeeping with reconciliations, monthly close, financial statements, sales tax filing support, and management reporting. Includes email support, a quarterly strategy call, and a standardized document checklist to keep books clean and audit-ready throughout the year.
0 per month
Annual Tax Preparation and Filing
Preparation and e-filing for individuals or businesses, including federal and state returns, basic schedules, and year-round notice response. Pricing scales with complexity and forms; we confirm scope and provide a written estimate before work begins.
From 0 for individuals; from 0 for businesses
Accounting Technology Stack
Modern, integrated tools that automate routine tasks and increase the accuracy of your books.
Risk Management and Insurance
Protect assets and income with coordinated coverage strategies tied to measurable risks.
Coverage Gap Analysis
We review policies across auto, home, umbrella, life, disability, and business lines, benchmarking limits against asset exposure and earnings power. We quantify uninsured risks, assess deductibles, and map premium trade-offs, recommending targeted adjustments that close critical gaps while respecting your cash flow and risk tolerance.
Liability and Property Policies
For businesses, we evaluate general liability, professional liability, cyber, property, and key person coverage. We align limits with contractual obligations and operational risks, clarify exclusions, and propose endorsements where necessary, ensuring policy language matches your actual activities and the worst-case scenarios that matter most.
Business Continuity Planning
We design continuity strategies covering data backups, recovery time objectives, vendor dependencies, and communication protocols. Coordination with insurance claims, emergency funding, and remote operations playbooks reduces downtime. Regular tabletop exercises and update cadences keep plans relevant, actionable, and understood by the people responsible for execution.
Client Success and Case Studies
Proven outcomes across varied profiles, from freelancers to complex multi-entity companies.
Freelancer Turnaround
A freelance designer consolidated accounts, implemented quarterly tax estimates, and automated savings. Within six months, cash cushion doubled, late payments dropped by half, and taxable income decreased through deductions. Clear dashboards replaced guesswork, enabling profitable pricing and confident offboarding of unprofitable clients without revenue shocks.
SaaS Startup Scale-Up
We introduced cohort reporting, standardized revenue recognition, and a rolling forecast tied to pipeline stages. Cash runway visibility improved, hiring decisions aligned with bookings, and board updates shifted from retrospective reports to forward-looking scenarios, supporting a successful seed extension at favorable terms with clean diligence artifacts.
Family Trust Optimization
Coordinated estate counsel, beneficiary education, and tax-efficient distribution policies reduced friction and improved net outcomes. Investment oversight added guardrails, while the spending policy balanced current needs with legacy goals. Annual reviews caught law changes early, preserving flexibility and minimizing administrative burdens across generations and advisors.
Support, Security, and Privacy
Reliable help backed by rigorous data protection and clear communication standards.
Data Protection Practices
We employ encryption in transit and at rest, least-privilege access controls, and multi-factor authentication. Regular backups, patching, and vulnerability testing reduce exposure, while vendor due diligence and documented retention schedules ensure data is stored appropriately, deleted on time, and accessible only to authorized personnel with legitimate business needs.
Service-Level Commitments
Our SLAs define response times, delivery windows, and escalation paths by request type. Proactive status updates, clear acceptance criteria, and issue logs maintain accountability. You always know what we are working on, when to expect outcomes, and how to raise concerns without confusion or unnecessary delays.
Incident Response and Continuity
In the event of an incident, runbooks guide triage, containment, evidence collection, and stakeholder communications. We coordinate with vendors, document timelines, and implement corrective actions. Post-incident reviews feed improvements to processes, tooling, and training, strengthening resilience and reducing the likelihood or impact of future events.
